About US

Family-Owned.
Community-Focused.
Trusted for Generations.

Crown Island Insurance is a family-owned, independent insurance agency proudly serving Coronado and the greater San Diego community. For generations, we’ve helped individuals, families, and businesses protect what matters most with personalized guidance, reliable coverage, and a commitment to the people and place we call home.

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About US

Leading with Purpose.
Rooted in Service.

Layne Beaubien, Owner & Insurance Advisor

Crown Island Insurance has been family-owned and operated for decades. Layne’s father joined the agency in the 1960s, helping build a foundation of trust, hard work, and community commitment that continues today.

Layne joined the business to continue that legacy. With deep industry knowledge and a relationship-first approach, he guides individuals, families, and businesses with thoughtful solutions and attentive service.

Layne took ownership of the agency around 2010 and remains committed to carrying forward the family tradition—providing trusted insurance guidance and long-term peace of mind for our neighbors across Coronado and San Diego.

Family Owned

Proudly family-owned and operated for decades.

Trusted Guidance

Expert advice tailored to your unique needs and goals.

Relationship First

We build lasting relationships based on service and respect.

Coronado Rooted

Deep roots in Coronado and a long-standing community presence.

Here for You

Responsive, local support when you need it most.

Our Team of Advisors

Jessica Morgan

Personal Lines Advisor

Michael Torres

Commercial Advisor

Stacy Williams

Client Services Manager

David Petterson

Risk Management Advisor

Client Experiences

Trusted by Families & Businesses in Coronado and Across San Diego

  • Crown Island Insurance made reviewing our home and auto coverage easy and stress-free. Every option was explained clearly, and we never felt pressured. We now feel confident that our family and property have the right protection in place.
    Jennifer M.
    Coronado Homeowner
  • Their team took time to understand our business, identify gaps in our current coverage, and recommend options that made sense for our operations. The entire experience was professional, responsive, and much more personal than we expected.
    Michael R.
    San Diego Business Owner
  • We needed a surety bond quickly, and Crown Island Insurance guided us through every step. Communication was very clear, the process moved efficiently, and we received dependable support that kept our project moving forward without delays.
    David T.
    Surety Bond Client, San Diego County

Let’s Protect What Matters Most

Whether you need coverage for your family, business, property, or next project, Crown Island Insurance is here to help you explore your options with clear guidance and personal support.

  • Guidance Built Around You
    We take time to understand your needs, priorities, and concerns before recommending coverage.
  • Clear Coverage Options
    We explain available options in straightforward terms so you understand what you are choosing.
  • Support Beyond the Policy
    Our local team remains available for questions, policy reviews, updates, and ongoing assistance.
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Free consultation. No pressure. Personalized guidance.